How to Raise Your Credit Scores Instantly, for Free – Experian Is Changing the Credit Game for Millions

I’ve been a financial educator for over a decade and while many people inquire about better ways to save and budget, understanding credit is still the number one topic I teach. Credit can be a gift or a curse depending on how you use it. It can help you on your journey to financial freedom or it can keep you in a cycle of debt repayment. Understanding how your credit works is the first piece of the puzzle, but what happens when you know and understand the credit game but still can’t seem to get ahead?

Some believe credit is not necessary but the truth is that credit can sometimes be the deciding factor to your quality of life. Those who have high credit scores usually get the best rates on loans and/or have to put the least money down on high ticket purchases. On the flip side those who have a low credit score can find themselves paying higher interest rates, or worse be disqualified for basic life necessities like a job or shelter.

This is why I got excited when I heard about the Experian Boost program, that is helping millions of people across the country get the assistance they may need to take their life to the next level by getting better access to credit.

Check out the video below where I discuss the program in great detail and give you tips on how to properly manage your credit.  Simply put Experian Boost works by giving consumers credit for the utility and telecom bills they are already paying. This means your water, gas, electric, cable, and cell phone bills can all count to give you an instant boost on your credit scores.

This is an absolute game changer because for years many community based organizations have fought for better access to credit and  they asked for this exact feature for those who have opted to not use credit cards hence having a thin credit file. This not only works for those who have little credit activity but for everyone who would like an extra jump to their credit file.

The great news is that only positive payments will be factored into your credit file so boosting your score can only help you. In the rare instances were someone’s credit score goes down after boosting it, they can simply disconnect it from the Boost program and their score will go right back to where it was.

If you’re interested in seeing how Boost can help your credit score visit www.experian.com/ashcash